Instant payment system launch had a great success, raised level of trust of payment via Internet, in its turn the number of payments and average amount increased.
Low percentage of payments via Internet is explained by absence of bank cards and low trust to Internet payment. The fact that now hard evidence remains after payment is the most critical. Trust level increased when customer can see the paid amount on his/her account instantly.
This system launch has already had the results: in particular consumers together with providers managed to find a number of banks which took some extra fees from paid amounts.